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Banking the Unbanked

Empowering Africa’s Digital Economy

CoPay connects informal traders, street vendors, and small businesses to the digital economy through simple, affordable, and secure QR payments — turning every scan into income, opportunity, and inclusion.

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Inclusive. Accessible. Simple. Affordable.

Digital Payments for Everyone

From spaza shops to street markets, CoPay makes it effortless to accept digital payments without expensive POS devices — just a QR code and a mobile number. Because access to finance should be simple and fair for all.

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AISA by CoPay

Accessibility. Inclusivity. Simplicity. Affordability.

AISA is CoPay’s commitment to financial inclusion — bridging the gap between cash and digital through QR-driven payments that bring growth and dignity to Africa’s informal economy.

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Accessibility

Inclusivity

Simplicity

Affordability

Join the CoPay Network

Be part of Africa's financial revolution. Become a part of our empowered informal traders, and entrepreneurs with secure, digital payment solutions.

  • Become a Merchant Partner
  • Receive frictionless payments
  • Access Low-Cost Transactions
  • Grow Your Business Digitally
Get Started Today

Make Payments the Smart Way

CoPay lets you pay our merchants, anywhere — just by using your phone number. Say goodbye to cash and card hassles. Scan a QR, pay instantly, and keep life moving.

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20+ Townships Reached
About CoPay

We Believe in Financial Inclusion for Every One

At CoPay, we're redefining what it means to bank the unbanked. We connect communities through technology, transforming access, trust, and growth across Africa's informal economy. Every scan represents income earned, dignity restored, and progress toward financial inclusion.

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Our Mission

Turn everyday transactions into engines of opportunity for African entrepreneurs.

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Our Vision

Become Africa's leading bridge to financial inclusion, one QR scan at a time.

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Empowering Digital Economy

Our FinTech Solutions For Emerging Markets

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QR Payment Processing

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

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Mobile Payment Solutions

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

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Digital Transaction Security

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

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Merchant Support Programs

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

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QR Payment Processing

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

View Details
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Mobile Payment Solutions

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

View Details
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Digital Transaction Security

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

View Details
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Merchant Support Programs

Secure, affordable QR payment solutions designed for African small businesses and informal traders.

View Details
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Contact CoPay

Get Started with Digital Payments Today